Natalie Kelly

Chief Risk Officer, Visa Europe

Natalie relocated to Europe in August 2022 to take on the role of Chief Risk Officer for Visa Europe Limited. Natalie has 25 years of payment industry experience spanning from innovation, digital and emerging payments, to leading Global Go-to-Market and Risk teams.

Natalie’s previous role of Senior Vice President, Global Risk saw her serve as senior advisor to the Global Chief Risk Officer, responsible for setting the strategic direction of Global Risk and ensuring that Visa remains the leader in protecting the payments ecosystem while driving differentiation, operating efficiently, leading risk analytics, and developing innovative risk solutions for Visa clients.

In 2000, Natalie was chosen by Visa as one of only two people to complete Visa’s Management Training Program where she rotated through every aspect of the company. In her 22-year tenure at Visa, she has held various leadership roles, such as: Global Head of Product & Market Enablement, Global Head of Issuer Digital Solutions, Innovation Account Executive for Bank of America, Director of North America Western Region Client Sales, and Emerging Channels Manager for eCommerce, Mobile and Chip technology solutions, among others.

Before joining Visa, Natalie was a Senior Officer at SouthTrust Bank (now Wells Fargo) where she developed and executed the overall Issuing and Acquiring Bank Card Strategy.

In 2022 Natalie was announced as the Most Influential Women in Payments, American Banker. She is a huge advocate of Women in Risk and previously held the role of Chairwomen of the Visa Women in Risk as well as sitting on the Advisory Board for the Visa Women’s Network.

Natalie holds a Bachelor of Science degree in Commerce and Business Administration from The University of Alabama, she is married with three children and is currently in the process of relocating her family to London